Do You Really Need 3 Estimates For Your Insurance Claim?

One of the most common questions professionals get in the roofing industry is whether you need to get three estimates before submitting your insurance claim. The short answer is - most likely, no. Double check your policy to be sure, but currently most insurance does not require you to get three estimates. The option is completely up to you and your comfort level. Let's review an example scenario and see why you may not need to go through the time and effort of getting three separate estimates.

Example Scenario: Insurance estimate $10,000

Roofing Estimate #1:  $,9000

Roofing Estimate #2:  $15,000

Roofing Estimate #3:  I'll Do Whatever The Insurance Company Says

What do you do? Your first instinct would probably be to go for the cheapest, Roofer #1, but then you have to ask yourself, where are they cutting corners to save money? You could end up with a piecemeal project and less than the best materials. Roofer #3 is agreeing to whatever the insurance adjuster has set - even if their professional opinion might differ.

Insurance adjusters are great - they have seen a lot of damage, and have a pretty good idea of what they're looking at, but they are not professional roofers! There is always a chance they have missed some smaller items, estimated low for others, etc. Following this estimate to the letter could mean repairing some things but not others - resulting in further repairs down the road. Now, let's talk about Roofer #2. They seem to know what they're doing, but their estimate is $5,000 over the insurance's! What does that mean? Experienced  contractors will have justifications for every item on their  estimate, and will have a thorough understanding of the insurance process. When presented with the in-depth

estimate of Roofer #2, most insurance companies will agree to the new number - ensuring that you end up with a top-quality, safe repair that you can trust. Roofer #2 is a trusted local contractor with experience, credentials, and great customer testimonials.

Meet Roof Drs

Roof Drs brings nearly 60 combined years of experience to each and every job - ensuring that your home is in expert hands. Our employees also partake in regular continuing education so whether you're replacing old shingles or installing the latest in solar technology, we know how to do it right. Based out of the Quad Cities, Roof Drs is licensed, bonded, and insured to serve all of Illinois and Iowa. In 2016, Roof Drs earned the title of CertainTeed Select ShingleMasters and GAF Preferred Contractors. These titles give us the backing to issue market best warranties, and shows the time and effort we have put into becoming experts in both contracting and fiscal responsibility. But the most important reviews? Our clients! We encourage you to check out our almost 200 google reviews to see for yourself how our clients feel. Our team lives and works local, so investing in the community is a priority. As members of the Quad Cities Chamber of Commerce, we develop plans of action that ensure economic growth. We also partner with the River Bandits, River Music Experience, and Rusty Revolution to help improve the lives of others.